Dr Farrukh Habib is the Co-Founder of Alif Technologies (Dubai) and Shariah Experts (London). He is an expert in Shariah (Islamic law), finance and fintech. He is an advisor, trainer, and product developer by profession with a strong educational background and vast global experience of more than 9 years. He is involved in the Islamic fintech and halal digital economy, focusing on crowdfunding, micro-investments, tokenization, decentralized economy, halal supply chain management and Shariah compliance. He believes in enhancing shared prosperity by using blockchain, internet-of-thing (IoT), artificial intelligence, big data, and predictive analytics in the halal sector, including Islamic finance. Therefore, he has contributed in several projects, researches, corporate trainings, workshops, and consultation work. He has also developed his own proprietary shariah-compliance screening criterion for crypto-assets.
Previously, he was a Researcher at International Shariah Research Academy for Islamic Finance (ISRA), a research institute under the Central Bank of Malaysia (BNM). He is also the co-editor of ISRA Journal of Islamic Finance (indexed by ESCI and SCOPUS) and reviewer of various reputable academic journals. He also has been doing research in capital market, sukuk, banking and social & ethical finance. He is a prolific speaker and participated in several international dialogues, conferences, and seminars; and extensively written in numerous academic journals, reports, research papers and business magazines.
Dr Farrukh Habib holds a PhD degree in Islamic Finance from INCEIF, Kuala Lumpur, Malaysia. He acquired a master’s degree (M.Sc.) in banking and finance from Queen Mary, University of London, UK. Prior to that, he obtained master’s and bachelor’s degrees from University of Karachi, both in economics. He also received traditional Islamic (Shariah) education through an extensive eight-years-course in Jamia Uloom-E-Islamya Banuri Town, Karachi, acquiring another bachelor’s and master’s degrees in Islamic studies.
